VA Home Loans in Denver, CO
Robert Castle
The Mortgage Problem Solver
Powered By Excel Financial Group
As a veteran or active-duty service member living in Denver, you’ve earned access to one of the best mortgage benefits available — the VA home loan. VA loans make homeownership more affordable with zero down payment, no private mortgage insurance, and competitive interest rates. I help Denver’s military community navigate VA loan requirements and secure the best terms.
Why Choose a VA Loan in Denver?
-0% down payment for eligible borrowers
-No private mortgage insurance (PMI)
-Competitive interest rates
-Flexible credit and income guidelines
Who Qualifies for a VA Loan?
-Veterans
-Active-duty service members
-Certain members of the National Guard and Reserves
-Surviving spouses (under specific conditions)
VA Loan Limits & Housing Costs in Denver
As of 2020, VA loan limits were removed for most borrowers with full entitlement.* However, lenders still set their own limits based on income and property value. With Denver’s median home price around $600,000, VA loans can cover many properties.
Steps to Getting a VA Loan in Denver
1. Obtain your Certificate of Eligibility (COE)
2. Get pre-approved with a VA-approved lender or broker
3. House-hunt with confidence
4. Close with zero down payment
Interested In A Mortgage Calculation, Quote, Or More Info?
Information Sources:
Zillow: Denver CO Home Values
Bankrate: Colorado Mortgage Rates
VA Home Loan Program Overview