Colorado Mortgage Rates | Compare 50+ Lenders Free

Robert Castle — Colorado’s Trusted Mortgage Broker. Competitive Rates Since 1997.

29+ Years

50+ Lenders

4.9★ Rated

24hr Pre-Approval

Powered by Excel Financial Group

The power of the largest national lenders with local service

Robert Castle, Senior Loan Officer at Excel Financial Group, Colorado mortgage lender since 1997

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Available Loan Programs — Colorado

Low Down Payment
FHA Loans

Government-backed FHA loans in Colorado require as little as 3.5% down — ideal for first-time home buyers across the Front Range, Western Slope, and mountain communities. FHA loan limits vary by county, with higher limits in high-cost metro areas like Denver, Boulder, and Fort Collins, giving buyers flexibility statewide regardless of credit history.
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Most Common
Conventional Loans

Flexible conventional mortgage loans in Colorado for buyers with solid credit. Competitive rates, lower long-term PMI costs, and a full range of term options — 30-year fixed, 15-year fixed, and ARM products. The most widely used loan program across Colorado’s diverse markets, from Denver and Colorado Springs to Fort Collins, Pueblo, and Grand Junction.
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Veterans & Military
VA Loans

Zero down payment VA home loans in Colorado with no PMI for eligible veterans, active-duty service members, and surviving spouses. Colorado’s large military population — with bases including Fort Carson, Schriever Space Force Base, Buckley Space Force Base, and Peterson SFB — makes VA loans one of the most-used programs statewide. No down payment. No PMI. Competitive rates.
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High-Value Properties
Jumbo Loans

Finance luxury and high-value properties across Colorado that exceed conforming loan limits with competitive jumbo mortgage rates. From Denver’s upscale neighborhoods and Boulder’s premium market to mountain resort communities in Aspen, Vail, and Telluride — with access to 50+ national lenders, Robert Castle secures the most competitive jumbo terms available for your Colorado purchase or refinance.
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Robert Castle — Colorado’s Trusted Mortgage Broker. Competitive Rates Since 1997. 29+ Years 50+ Lenders 4.9★ Rated 24hr Pre-Approval Powered by Excel Financial Group

Robert Castle — Colorado’s Trusted Mortgage Broker. Competitive Rates Since 1997.

The power of the largest national lenders with local service

Available Loan Programs — Colorado

Robert Castle — Colorado’s Trusted Mortgage Broker. Competitive Rates Since 1997.

29+ Years

50+ Lenders

4.9★ Rated

24hr Pre-Approval

Powered by Excel Financial Group