Now offering expanded qualification options for borrowers who don’t fit traditional lending boxes — including bank statement income, 1099 and P&L documentation, and DSCR programs for investment properties, all without tax returns.
Equity Lending Programs
Keep Your Low First Mortgage Rate. Access Your Equity Today.
Closed-end second mortgages and HELOCs — flexible documentation, fast approvals, no need to refinance.
$850K
Max Loan Amount
|
90%
Max CLTV
|
640
Min FICO
|
50%
Max DTI
|
10–30
Yr Fixed Terms
|
Program Highlights Second Mortgages & HELOCs
|
|
Alternative Documentation No Tax Returns Required
Bank Statement Loans
1099-Only Income
P&L Statements Accepted
DSCR — Investment Properties
No Tax Returns Required
Eligible Property Types
|
Primary Residence
Owner-occupied homes
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Second Home
Vacation & seasonal properties
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Investment Property
DSCR eligible, no income docs
|
Put Your Home Equity to Work
Speak with a loan specialist about your eligibility today.
Get Started
This is a general overview of loan program guidelines and does not constitute a commitment to lend. All loans subject to underwriting approval. Terms, rates, and eligibility vary by state and borrower qualification.

