First-Time Homebuyer Programs in Greeley, CO

Greeley & Weld County Seller Concession Strategy

Buy a Greeley or Weld County Home for Just $1,000 Out of Pocket


A seller concession covers your closing costs. Down payment assistance covers your down payment. Your total upfront cost on a Greeley, Evans, Windsor, or Weld County home — appraisal included — drops to $1,000.

Your out-of-pocket cost
$1,000
✓ Appraisal included

When you negotiate a seller concession at closing on a Weld County home, the seller covers your closing costs — typically $4,000–$7,500 at Greeley-area price points. Combined with CHFA, MetroDPA, or Chenoa down payment assistance, your total out-of-pocket drops to just $1,000.

Appraisal cost is included in that $1,000. No surprise upfront fees — the number you see is the number you pay at closing on your Greeley or Weld County purchase.
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$1,000 Total
Your full out-of-pocket at closing
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Seller Pays Closing
Concessions cover $4k–$7.5k in fees
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Appraisal Included
No surprise appraisal fee
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DPA Covers Down
CHFA, MetroDPA or Chenoa

Serving Greeley, Evans, Windsor, Eaton, Severance, Johnstown, and all of Weld County, CO. Seller concession amounts vary by lender, loan type, and sales price — talk with a local lender to confirm exact figures for your transaction.

Northern Colorado’s Trusted Mortgage Expert

Why Robert Castle Is the Right Choice for Your Greeley Home Loan

27+Years in Greeley
50+Lenders Competing
$0Upfront Fees
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Deep Local Market Knowledge

Financing Greeley homes since 1997 — knows Weld County appraisers, title companies, and every neighborhood inside and out.

Since 1997 · Greeley Specialist
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50+ Lenders — One Application

One soft credit pull shops your loan across 50+ competing lenders for the best available rate.

Maximum Rate Competition

Fast Pre-Approvals That Sellers Trust

Local listing agents recognize the name — credibility that matters when multiple offers land at once.

Seller-Recognized Pre-Approvals
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Every Loan Type, Every Buyer

From conventional loans to FHA loans, VA, USDA, jumbo, and down payment assistance — matched to your exact situation.

Conv · FHA · VA · USDA · Jumbo
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Transparent, No-Surprise Process

Every fee and figure explained upfront — what’s on the loan estimate is what you sign at closing.

Clear Fees · No Surprises
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Real Answers — Not a Call Center

No 1-800 number, no ticket queue — direct access to the person working your loan, start to finish.

Direct Access · Personal Service

“One call, and 50+ lenders competing for your business — that’s the Robert Castle difference for Greeley home buyers.”

Free Consultation · No Obligation
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