Explore your new buyer power with this program
Enter the home purchase price (e.g., 500,000)
10%
25%
Auto-calculated at 20% above purchase price
Automatically calculated based on home price
Can be covered by seller concessions
Home Purchase Price
$475,000
Total Home Price
Down Payment Assistance
$118,750
0% Interest • Interest-Free
New First Mortgage
$356,250
After DPA
Repayment Summary at Sale
Future Home Value
$570,000
Repay to PSPF
$137,750
DPA ($118,750) + Appreciation ($19,000)
Your Remaining Equity
$76,000
Key Benefit
You received $118,750 in down payment assistance with 0% interest. You only repay this amount plus $19,000 in shared appreciation, keeping $76,000 in equity.
Disclaimer: This calculator is for illustrative purposes only. Actual loan amounts, rates, terms, and repayment obligations may vary based on individual circumstances. Contact CHFA or a participating lender for accurate loan estimates and program details.
Contact a CHFA participating lender to discuss your Schools to Home loan options
We can create a scenario with your new loan amount with a new PITI payment
