Colorado First-Time Buyers · 2026
Fire your landlord.
Own your Colorado home for $1,000 out of pocket.
The seller pays your closing costs. Colorado pays your down payment. You pay about as much as one month’s rent — once.
See What I Qualify For — Free 15-Min CallNo credit pull · no obligation · takes 15 minutes
$1,000
your total upfront cost
$25,000
max assistance available
620
credit score to qualify
Renting vs. Owning — Same Monthly Payment
✕ Keep renting
$2,000/mo builds your landlord’s equity. $24,000 a year — gone. And rent goes up every lease renewal.
✓ Invest in yourself
The same payment builds YOUR equity. A fixed rate never raises your rent. And it’s your house.
How $1,000 Gets You the Keys
1. Down payment
CHFA / MetroDPA covers it
2. Closing costs
Seller concession covers it
3. You pay $1,000
appraisal — that’s it
Robert Castle — Senior Loan Officer, Excel Financial Group · NMLS 375348
Find out what you qualify for in one call
15 minutes. No credit pull. You’ll know your number before we hang up.
Call Castle — 970-690-3883
* $1,000 out-of-pocket scenario applies to qualified borrowers using down payment assistance combined with a seller-paid closing cost concession. Program guidelines, income limits, and assistance amounts subject to change. Not a commitment to lend. Contact a licensed mortgage professional for current eligibility. Equal Housing Lender. NMLS 375348. Updated June 2026.
Find out what you qualify for in one free 15-minute call — Call Castle
