FHA Home Loans in Denver, CO
Robert Castle
The Mortgage Problem Solver
Powered By Excel Financial Group
Buying a home in Denver can feel out of reach, but FHA loans make homeownership possible with lower down payments and flexible credit guidelines. As a local mortgage broker, I help Denver buyers navigate FHA requirements and secure the best terms.
Why Choose an FHA Loan in Denver?
-Low down payment (as little as 3.5%)
-Flexible credit score requirements
-Allows gifts or grants for down payment
-Competitive interest rates
FHA Loan Limits & Housing Costs in Denver
Denver’s FHA loan limit for 2025 is $644,000 for single-family homes.* With median home prices around $600,000, many properties fall within FHA guidelines.
How to Qualify for an FHA Loan
-Minimum 580 credit score for 3.5% down
-Steady employment and verifiable income
-Property must meet FHA standards
Local Assistance Programs
Denver offers first-time homebuyer and down payment assistance programs that can be combined with FHA loans. This can reduce upfront costs even further.
Interested In A Mortgage Calculation, Quote, Or More Info?
Information Sources:
Zillow: Denver CO Home Values
Bankrate: Colorado Mortgage Rates
HUD FHA Loan Limits