Jumbo Home Loans in Denver, CO
Robert Castle
The Mortgage Problem Solver
Powered By Excel Financial Group
Denver’s thriving housing market means many homes exceed the conforming loan limit. Jumbo loans make it possible to finance high-value properties that exceed standard mortgage limits. As a local mortgage broker, I help Denver buyers navigate jumbo loan requirements and secure competitive terms.
What Is a Jumbo Loan?
A jumbo loan is any mortgage amount above the conforming loan limit set by the Federal Housing Finance Agency (FHFA). In Denver, the 2025 conforming loan limit is $766,550 for a single-family home.* Any loan above this amount is considered a jumbo mortgage.
Why Choose a Jumbo Loan in Denver?
-Finance homes above $766,550
-Access to luxury and high-demand neighborhoods
-Flexible terms and loan structures
-Competitive rates for qualified borrowers
Jumbo Loan Requirements
-Higher credit score (often 700+)
-Larger down payment (typically 10–20%)
-Strong income and asset documentation
-Lower debt-to-income ratios
Tips for Qualifying for a Jumbo Loan in Denver
-Improve your credit score before applying
-Keep assets liquid for down payment and reserves
-Work with a mortgage broker experienced in high-value financing
Interested In A Mortgage Calculation, Quote, Or More Info?
Information Sources:
Zillow: Denver CO Home Values
Bankrate: Colorado Mortgage Rates
FHFA Conforming Loan Limits