Explore your new buyer power with this program
No limit on sales price
Adjust down payment assistance
Covered by seller concessions
Expected home value at sale
Home Purchase Price
$475,000
Total Home Price
Down Payment Assistance
$118,750
0% Interest • Interest-Free
New First Mortgage
$356,250
After DPA
How much does this lower my monthly payment?
Monthly Payment (P&I)
$0
30-Year Term • 7% Interest
Repayment Summary at Sale
Future Home Value
$570,000
Total Repayment to PSPF
$137,750
DPA ($118,750) + Appreciation ($19,000)
Your Remaining Equity
$76,000
Key Benefit
You received $118,750 in down payment assistance with 0% interest. You only repay this amount plus $19,000 in shared appreciation, keeping $76,000 in equity.
Disclaimer: This calculator is for illustrative purposes only. Actual loan amounts, rates, terms, and repayment obligations may vary based on individual circumstances. Contact CHFA or a participating lender for accurate loan estimates and program details.
Contact a CHFA participating lender to discuss your Schools to Home loan options
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